Get Cash for Your Structured Settlement Payments

How To Get Cash Now For Future Payments

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Get Cash Now FAQ

There is a lot of information out there, especially on the web, about purchasing future payment obligations. Some of it is difficult to understand. Below we have put together some Frequently Asked Questions to help address any questions or concerns you may have.

What ia a structured settlement?
A structured settlement is a contract to get periodic payments through an annuity created to pay injured victims for damages incurred. An annuity is simply a contract with an insurance company that provides tax-free income in the form of periodic payments to a designated payee.

Can I sell my structured settlement payments?
Yes! You can get cash now by selling you future payments. It is completely legal. The majority of states in the US have a Structured Settlement Protection Act that will allow you to receive a lump sum payment for selling structured settlement payments, if you meet certain requirements:

  1. You have a full disclosure document regarding the financial aspects for the sale of your structured settlement payments.
  2. There is a hearing and a court issues an order approving the sale.
  3. You have independent professional help to advise you on the matter. This is not required in all states.
  4. There is generally a reconsideration period where you can undo the sale.

Why should I sell my annuities and structured settlement payments?
You may want to sell them if you need cash now. These annuity and structured settlement payments are spread out over a long period. The amount of money you get is set over a period of time. So if you need liquidity for a down payment on a house, to pay tuition for your children, or whatever the circumstances are that require an immediate sum of cash, you may benefit from selling.

How does J.G. Wentworth help?
J.G. Wentworth has years of experience helping individuals get cash now for their structured settlement payments and annuities. J.G. Wentworth offers a single, lump sum cash payment for your annuity or structured settlement payments. So you can get the money you need sooner.

J.G. Wentworth has over 20 years of industry experience purchasing structured settlement payments from consumers, and has completed more than $2 billion in successful payment transfers.

Call J.G. Wentworth at 1-866-549-4069 for a Complimentary, No-Obligation Quote or simply fill out the Get A Free Quote Form.